Homeowners Insurance

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The primary goal of home insurance is to prevent financial loss and liability claims in case of an accident. Home insurance is also required by law or by the mortgage lender.

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However, there are many causes that are not covered. These include:​

• Flooding

• Mold

• Earthquakes 

• Acts of War

• General Wear & Tear

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The most common causes that are covered by home insurance include:

• Fire 

• Hail

• Wind

• Theft

 

Also included in your home insurance is personal liability coverage. This protects you from potential lawsuits as a result of accidents happening on your property to others.

 

Our Insurance Advisers will be glad to assist you on the correct and limits coverage for your property and liability protection at the most effective cost.